With the risks inherent in trucking, the importance of truck insurance cannot be overstated.

Trucking companies face numerous challenges when it comes to ensuring the safety and efficiency of their operations. Understanding the primary causes of truck insurance claims is essential for trucking companies seeking to protect their operations and maintain their reputation.

Driver Error

Truck drivers, like regular commuters, are susceptible to distractions while behind the wheel. Excessive speed, overcompensating while making turns, or simply not paying attention to what is going can all lead to accidents. Driver errors are a common cause of truck insurance claims, emphasizing the importance of ongoing training and safety measures within the industry.

Loss and Damage

The cargo carried by commercial trucks represents valuable assets to both the trucking company and its clients. Whether it's automobiles, electronics, or any other products, all freight holds significant value. Losses may involve a situation where the cargo listed on the original bill of lading fails to reach its intended destination. Damages may result from issues affecting the overall integrity of the products during transportation.

Vehicle Breakdown

One of every truck driver's worst nightmares is experiencing a vehicle breakdown while on the road. Whether it's a flat tire, overheating, or brake issues, commercial trucks are susceptible to various mechanical failures. According to the Federal Motor Carrier Safety Administration (FMCSA), brake-related problems account for 29 percent of semi-truck accidents. The constant exposure of a truck's disc and drum brakes to heat, pressure, and friction can lead to wear and tear, especially without regular maintenance. Vehicle breakdowns not only disrupt delivery schedules but also pose safety risks on the road, resulting in insurance claims. To protect yourself from costly vehicle repairs get a commercial trucking warranty. Get a plan today - CLICK HERE.

Conclusion

In all these cases, the best way to protect yourself and your first step should be to get comprehensive coverage from LuckyTruck. Vehicle breakdowns, driver errors, and cargo losses or damages are all common scenarios that can result in insurance claims. At LuckyTruck, our expert brokers in insurance and our cutting-edge digital app can steer you to reliable insurance solution for all your insurance needs. - GET A QUOTE TODAY.